Natural Disaster Risk in Bismarck

Natural Hazard Profile: Bismarck, North Dakota

Bismarck, in Burleigh County, is a city of approximately 37,683 residents situated in the northern tier of the continental United States. Its continental climate brings extremely cold winters and short, warm summers with prairie wind exposure, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Bismarck residents and property owners must navigate.

According to FEMA's National Risk Index, Bismarck carries an overall risk score of 6.3/10, placing it in the high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to hail and cold wave.

Within North Dakota, Bismarck's risk is, considerably above the 4.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Burleigh County identifies winter as the foremost hazard, followed by hail and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Bismarck's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.