🌍 ClimateRiskCheck

Natural Disaster Risk in Eddy County

North Dakota

4.0out of 10
Moderate Risk

Risk Summary for Eddy County

Eddy County scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Winter Weather

All 18 Hazard Scores

Ice Storm
7.3
Wildfire
6.8
Winter Weather
6.2
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Drought
3.2
Landslide
2.8
Tornado
2.5
Hurricane
2.4
Strong Wind
2.4
Extreme Heat
1.7
Earthquake
1.4
Lightning
1.3
Riverine Flooding
1.0

How it compares

Eddy County
4.0
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Eddy County, North Dakota

Situated in the United States, Eddy County in North Dakota experiences a continental climate marked by extremely cold winters and short, warm summers with prairie wind exposure. Severe blizzards and spring flooding is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Eddy County's overall natural disaster risk is rated 4.0/10 (Moderate) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include wildfire and winter.

Relative to other U.S. communities, Eddy County's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by ice storm and wildfire, as measured by FEMA across Eddy County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Eddy County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Eddy County: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Cities in Eddy County

ZIP codes in Eddy County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.