Natural Disaster Risk in Oliver County
North Dakota
Risk Summary for Oliver County
Oliver County scores 3.4/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Oliver County, North Dakota
Situated in the United States, Oliver County in North Dakota experiences a continental climate marked by extremely cold winters and short, warm summers with prairie wind exposure. Severe blizzards and spring flooding is a defining feature of the regional hazard profile that affects residents and property owners countywide.
Oliver County's overall natural disaster risk is rated 3.4/10 (Low) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and wildfire.
Relative to other U.S. communities, Oliver County's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Oliver County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Oliver County is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami — remains prudent for all residents.
What this means for Oliver County: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately — do not wait for an official warning.
Cities in Oliver County
ZIP codes in Oliver County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.