🌍 ClimateRiskCheck

Natural Disaster Risk in Ramsey County

North Dakota

5.1out of 10
Moderate Risk

Risk Summary for Ramsey County

Ramsey County scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Ice Storm Wildfire

All 18 Hazard Scores

Winter Weather
9.1
Wildfire
8.2
Ice Storm
8.2
Cold Wave
7.7
Hail
7.2
Strong Wind
6.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.0
Drought
3.7
Tornado
3.6
Hurricane
2.4
Extreme Heat
2.3
Lightning
2.2
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Ramsey County
5.1
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ramsey County, North Dakota

Ramsey County is located in the United States in North Dakota, home to roughly 11,577 residents. The county experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Ramsey County carries an overall risk score of 5.1/10, placing it in the moderate category. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. The area also faces notable exposure to ice storm and wildfire.

Ramsey County's risk score, near the 4.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ramsey County, the highest-scoring are winter, ice storm, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Ramsey County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Ramsey County: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Cities in Ramsey County

ZIP codes in Ramsey County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.