🌍 ClimateRiskCheck

Natural Disaster Risk in Sheridan County

North Dakota

4.3out of 10
Moderate Risk

Risk Summary for Sheridan County

Sheridan County scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Ice Storm

All 18 Hazard Scores

Hail
8.1
Winter Weather
7.9
Ice Storm
7.5
Wildfire
6.8
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.4
Tornado
3.2
Hurricane
2.4
Strong Wind
2.3
Landslide
2.2
Earthquake
1.7
Extreme Heat
1.7
Lightning
1.4
Riverine Flooding
1.0

How it compares

Sheridan County
4.3
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sheridan County, North Dakota

Sheridan County is located in the United States in North Dakota, home to roughly 1,265 residents. The county experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Sheridan County carries an overall risk score of 4.3/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to winter and ice storm.

Sheridan County's risk score, slightly below the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Sheridan County, the highest-scoring are hail, winter, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Sheridan County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Sheridan County: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Cities in Sheridan County

ZIP codes in Sheridan County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.