Natural Disaster Risk in Stutsman County
North Dakota
Risk Summary for Stutsman County
Stutsman County scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Stutsman County, North Dakota
Situated in the United States, Stutsman County in North Dakota experiences a continental climate marked by extremely cold winters and short, warm summers with prairie wind exposure. Severe blizzards and spring flooding is a defining feature of the regional hazard profile that affects residents and property owners countywide.
FEMA rates Stutsman County's composite natural disaster risk at 5.7 out of 10 β moderate risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for cold wave and hail risk in their preparedness planning.
Relative to other U.S. communities, Stutsman County's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.7/10 state average. The hazard distribution here is led by winter and cold wave, as measured by FEMA across Stutsman County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Stutsman County residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.
What this means for Stutsman County: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Cities in Stutsman County
ZIP codes in Stutsman County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. For informational purposes only.