🌍 ClimateRiskCheck

Natural Disaster Risk in Andover

Ohio

6.1out of 10
High Risk

Risk Summary for Andover

Andover scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Strong Wind

All 18 Hazard Scores

Winter Weather
9.0
Coastal Flooding
9.0
Strong Wind
8.9
Tornado
8.1
Ice Storm
7.4
Hail
7.3
Hurricane
6.8
Lightning
6.7
Earthquake
6.0
Extreme Heat
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
4.4
Cold Wave
4.3
Landslide
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Andover
6.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Andover, Ohio

Andover, in Ashtabula County, is a town of roughly 4,569 residents situated in the Great Lakes region. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Andover residents and property owners must navigate.

According to FEMA's National Risk Index, Andover carries an overall risk score of 6.1/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to winter and wind.

Within Ohio, Andover's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Ashtabula County identifies coastal flood as the foremost hazard, followed by winter and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Andover's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Andover: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Andover

These city-level factors differentiate Andover from other communities in Ashtabula County and provide geographic context for its hazard exposure.

Population

4,569

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

41.6202Β° N, 80.5836Β° W

Ashtabula County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Andover

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Andover

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.