🌍 ClimateRiskCheck

Natural Disaster Risk in Ansonia

Ohio

5.1out of 10
Moderate Risk

Risk Summary for Ansonia

Ansonia scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Earthquake Strong Wind

All 18 Hazard Scores

Tornado
8.4
Earthquake
8.3
Strong Wind
7.3
Hail
6.4
Hurricane
5.8
Tsunami
5.4
Ice Storm
5.2
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.4
Landslide
4.4
Cold Wave
4.3
Extreme Heat
3.9
Wildfire
2.3
Drought
1.7
Riverine Flooding
1.0

How it compares

Ansonia
5.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ansonia, Ohio

Ansonia, in Darke County, is a small community of about 2,188 situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Ansonia residents and property owners must navigate.

According to FEMA's National Risk Index, Ansonia carries an overall risk score of 5.1/10, placing it in the moderate category. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. The area also faces notable exposure to earthquake and wind.

Within Ohio, Ansonia's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Darke County identifies tornado as the foremost hazard, followed by earthquake and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Ansonia residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Ansonia: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Ansonia

These city-level factors differentiate Ansonia from other communities in Darke County and provide geographic context for its hazard exposure.

Population

2,188

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

40.2146Β° N, 84.6563Β° W

Darke County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ansonia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ansonia

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.