🌍 ClimateRiskCheck

Natural Disaster Risk in Ashtabula

Ohio

6.1out of 10
High Risk

Risk Summary for Ashtabula

Ashtabula scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Strong Wind

All 18 Hazard Scores

Winter Weather
9.0
Coastal Flooding
9.0
Strong Wind
8.9
Tornado
8.1
Ice Storm
7.4
Hail
7.3
Hurricane
6.8
Lightning
6.7
Earthquake
6.0
Extreme Heat
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
4.4
Cold Wave
4.3
Landslide
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Ashtabula
6.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ashtabula, Ohio

Ashtabula, in Ashtabula County, is a city of approximately 31,114 residents situated in the Great Lakes region. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Ashtabula residents and property owners must navigate.

Ashtabula's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include winter and wind.

Within Ohio, Ashtabula's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Ashtabula County identifies coastal flood as the foremost hazard, followed by winter and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ashtabula's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Ashtabula: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Ashtabula

These city-level factors differentiate Ashtabula from other communities in Ashtabula County and provide geographic context for its hazard exposure.

Population

31,114

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

41.8526Β° N, 80.7874Β° W

Ashtabula County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ashtabula

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ashtabula

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.