🌍 ClimateRiskCheck

Natural Disaster Risk in Ashville

Ohio

5.7out of 10
Moderate Risk

Risk Summary for Ashville

Ashville scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Ice Storm Lightning

All 18 Hazard Scores

Drought
8.5
Ice Storm
8.1
Lightning
7.0
Winter Weather
6.7
Hail
6.6
Extreme Heat
6.4
Earthquake
6.0
Tornado
5.9
Landslide
5.5
Tsunami
5.4
Strong Wind
5.3
Hurricane
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
3.5
Wildfire
2.9
Riverine Flooding
1.0

How it compares

Ashville
5.7
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ashville, Ohio

Ashville, in Pickaway County, is a city of approximately 13,130 residents situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Ashville residents and property owners must navigate.

Ashville's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include ice storm and lightning.

Within Ohio, Ashville's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Pickaway County identifies drought as the foremost hazard, followed by ice storm and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ashville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Ashville: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Ashville

These city-level factors differentiate Ashville from other communities in Pickaway County and provide geographic context for its hazard exposure.

Population

13,130

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

39.7248Β° N, 82.9343Β° W

Pickaway County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ashville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ashville

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.