🌍 ClimateRiskCheck

Natural Disaster Risk in Bellville

Ohio

6.2out of 10
High Risk

Risk Summary for Bellville

Bellville scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Winter Weather

All 18 Hazard Scores

Ice Storm
9.1
Hail
9.0
Winter Weather
8.9
Strong Wind
7.4
Extreme Heat
7.3
Lightning
7.2
Tornado
6.7
Hurricane
6.3
Earthquake
6.2
Landslide
6.2
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Bellville
6.2
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bellville, Ohio

Bellville is a town of roughly 8,994 residents in Richland County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Bellville.

FEMA rates Bellville's composite natural disaster risk at 6.2 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for hail and winter risk in their preparedness planning.

Bellville's risk score, slightly above the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Richland County, the highest-scoring are ice storm, hail, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Bellville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Bellville: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Bellville

These city-level factors differentiate Bellville from other communities in Richland County and provide geographic context for its hazard exposure.

Population

8,994

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

40.6013Β° N, 82.5281Β° W

Richland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bellville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bellville

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.