🌍 ClimateRiskCheck

Natural Disaster Risk in Belmont

Ohio

5.8out of 10
Moderate Risk

Risk Summary for Belmont

Belmont scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Landslide Ice Storm

All 18 Hazard Scores

Lightning
9.4
Landslide
9.0
Ice Storm
7.2
Hurricane
7.0
Hail
6.4
Extreme Heat
6.4
Drought
6.2
Tornado
6.1
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
5.0
Earthquake
4.9
Coastal Flooding
4.9
Wildfire
4.8
Avalanche
4.5
Winter Weather
3.4
Cold Wave
2.1
Riverine Flooding
1.0

How it compares

Belmont
5.8
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Belmont, Ohio

Located in the interior eastern United States in Belmont County, Belmont is a town of roughly 2,696 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Belmont a community where hazard awareness has real practical value.

Belmont's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include landslide and ice storm.

Relative to other U.S. communities, Belmont's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by lightning and landslide, as measured by FEMA across Belmont County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Belmont residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Belmont: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Belmont

These city-level factors differentiate Belmont from other communities in Belmont County and provide geographic context for its hazard exposure.

Population

2,696

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

40.0093Β° N, 81.0060Β° W

Belmont County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Belmont

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Belmont

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.