🌍 ClimateRiskCheck

Natural Disaster Risk in Cadiz

Ohio

4.5out of 10
Moderate Risk

Risk Summary for Cadiz

Cadiz scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Strong Wind Drought

All 18 Hazard Scores

Landslide
8.5
Strong Wind
7.2
Drought
6.5
Hurricane
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.6
Lightning
4.6
Avalanche
4.5
Extreme Heat
3.7
Ice Storm
3.4
Earthquake
3.3
Tornado
2.8
Wildfire
2.7
Winter Weather
2.5
Cold Wave
1.9
Riverine Flooding
1.0

How it compares

Cadiz
4.5
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cadiz, Ohio

Located in the interior eastern United States in Harrison County, Cadiz is a town of roughly 4,960 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Cadiz a community where hazard awareness has real practical value.

Cadiz's overall natural disaster risk is rated 4.5/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include wind and drought.

Relative to other U.S. communities, Cadiz's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by landslide and wind, as measured by FEMA across Harrison County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Cadiz residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Cadiz: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Cadiz

These city-level factors differentiate Cadiz from other communities in Harrison County and provide geographic context for its hazard exposure.

Population

4,960

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

40.2570Β° N, 81.0205Β° W

Harrison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cadiz

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cadiz

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.