🌍 ClimateRiskCheck

Natural Disaster Risk in Caldwell

Ohio

4.5out of 10
Moderate Risk

Risk Summary for Caldwell

Caldwell scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hurricane Ice Storm

All 18 Hazard Scores

Landslide
8.8
Hurricane
6.6
Ice Storm
5.7
Tsunami
5.4
Volcanic Activity
5.1
Drought
5.0
Coastal Flooding
4.9
Lightning
4.8
Hail
4.5
Avalanche
4.5
Earthquake
3.8
Extreme Heat
3.8
Tornado
3.4
Wildfire
3.2
Strong Wind
2.5
Winter Weather
2.5
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Caldwell
4.5
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Caldwell, Ohio

Caldwell is a town of roughly 9,133 residents in Noble County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Caldwell.

According to FEMA's National Risk Index, Caldwell carries an overall risk score of 4.5/10, placing it in the moderate category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to hurricane and ice storm.

Caldwell's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Noble County, the highest-scoring are landslide, hurricane, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Caldwell's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Caldwell: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Caldwell

These city-level factors differentiate Caldwell from other communities in Noble County and provide geographic context for its hazard exposure.

Population

9,133

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

39.7327Β° N, 81.5166Β° W

Noble County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Caldwell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Caldwell

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.