🌍 ClimateRiskCheck

Natural Disaster Risk in Castalia

Ohio

6.1out of 10
High Risk

Risk Summary for Castalia

Castalia scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Hail

All 18 Hazard Scores

Coastal Flooding
9.3
Winter Weather
8.5
Hail
8.4
Ice Storm
8.3
Tornado
8.1
Strong Wind
7.3
Earthquake
6.7
Hurricane
6.7
Cold Wave
5.6
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Extreme Heat
4.7
Landslide
4.7
Avalanche
4.5
Wildfire
3.3
Drought
1.7
Riverine Flooding
1.0

How it compares

Castalia
6.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Castalia, Ohio

Castalia is a town of roughly 3,642 residents in Erie County, in the Great Lakes region. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Castalia.

According to FEMA's National Risk Index, Castalia carries an overall risk score of 6.1/10, placing it in the high category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to winter and hail.

Castalia's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Erie County, the highest-scoring are coastal flood, winter, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Castalia residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Castalia: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Castalia

These city-level factors differentiate Castalia from other communities in Erie County and provide geographic context for its hazard exposure.

Population

3,642

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

41.3795Β° N, 82.8042Β° W

Erie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Castalia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Castalia

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.