🌍 ClimateRiskCheck

Natural Disaster Risk in Centerburg

Ohio

6.1out of 10
High Risk

Risk Summary for Centerburg

Centerburg scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Strong Wind Ice Storm

All 18 Hazard Scores

Hail
8.7
Strong Wind
8.4
Ice Storm
8.2
Winter Weather
8.1
Tornado
6.9
Lightning
6.9
Landslide
6.9
Extreme Heat
6.4
Cold Wave
6.3
Hurricane
6.1
Earthquake
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Centerburg
6.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Centerburg, Ohio

Centerburg, in Knox County, is a town of roughly 6,594 residents situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Centerburg residents and property owners must navigate.

According to FEMA's National Risk Index, Centerburg carries an overall risk score of 6.1/10, placing it in the high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to wind and ice storm.

Within Ohio, Centerburg's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Knox County identifies hail as the foremost hazard, followed by wind and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Centerburg's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Centerburg: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Centerburg

These city-level factors differentiate Centerburg from other communities in Knox County and provide geographic context for its hazard exposure.

Population

6,594

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

40.3095Β° N, 82.6846Β° W

Knox County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Centerburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Centerburg

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.