🌍 ClimateRiskCheck

Natural Disaster Risk in Champaign County

Ohio

5.0out of 10
Moderate Risk

Risk Summary for Champaign County

Champaign County scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Earthquake Hail

All 18 Hazard Scores

Ice Storm
6.5
Earthquake
6.2
Hail
6.1
Drought
5.7
Winter Weather
5.7
Landslide
5.7
Tsunami
5.4
Tornado
5.3
Hurricane
5.2
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Cold Wave
4.6
Avalanche
4.5
Strong Wind
4.1
Extreme Heat
3.6
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Champaign County
5.0
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Champaign County, Ohio

Champaign County is located in the United States in Ohio, home to roughly 38,673 residents. The county experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Champaign County's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for earthquake and hail risk in their preparedness planning.

Champaign County's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Champaign County, the highest-scoring are ice storm, earthquake, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Champaign County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Champaign County: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Cities in Champaign County

ZIP codes in Champaign County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.