🌍 ClimateRiskCheck

Natural Disaster Risk in Chesapeake

Ohio

5.7out of 10
Moderate Risk

Risk Summary for Chesapeake

Chesapeake scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Landslide Ice Storm

All 18 Hazard Scores

Extreme Heat
9.1
Landslide
8.9
Ice Storm
7.5
Hurricane
6.6
Lightning
6.6
Winter Weather
6.2
Wildfire
5.9
Earthquake
5.5
Tornado
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.7
Avalanche
4.5
Hail
4.1
Cold Wave
3.0
Drought
2.9
Riverine Flooding
1.0

How it compares

Chesapeake
5.7
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chesapeake, Ohio

Located in the interior eastern United States in Lawrence County, Chesapeake is a town of roughly 7,409 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Chesapeake a community where hazard awareness has real practical value.

Chesapeake's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include landslide and ice storm.

Relative to other U.S. communities, Chesapeake's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by heat and landslide, as measured by FEMA across Lawrence County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Chesapeake's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Chesapeake: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Chesapeake

These city-level factors differentiate Chesapeake from other communities in Lawrence County and provide geographic context for its hazard exposure.

Population

7,409

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

38.4726Β° N, 82.4516Β° W

Lawrence County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chesapeake

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chesapeake

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.