🌍 ClimateRiskCheck

Natural Disaster Risk in Chilo

Ohio

6.9out of 10
High Risk

Risk Summary for Chilo

Chilo scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Ice Storm Strong Wind

All 18 Hazard Scores

Lightning
9.1
Strong Wind
9.0
Ice Storm
9.0
Extreme Heat
8.8
Tornado
8.6
Landslide
8.5
Winter Weather
8.4
Cold Wave
8.4
Earthquake
8.1
Hail
6.2
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.9
Coastal Flooding
4.9
Hurricane
4.7
Drought
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Chilo
6.9
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chilo, Ohio

Chilo, in Clermont County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Chilo residents and property owners must navigate.

According to FEMA's National Risk Index, Chilo carries an overall risk score of 6.9/10, placing it in the high category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to ice storm and wind.

Within Ohio, Chilo's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Clermont County identifies lightning as the foremost hazard, followed by ice storm and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Chilo's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Chilo: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Chilo

These city-level factors differentiate Chilo from other communities in Clermont County and provide geographic context for its hazard exposure.

Population

11

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.9/10

Coordinates

38.7938Β° N, 84.1414Β° W

Clermont County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chilo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chilo

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.