🌍 ClimateRiskCheck

Natural Disaster Risk in Clarksville

Ohio

5.6out of 10
Moderate Risk

Risk Summary for Clarksville

Clarksville scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Earthquake

All 18 Hazard Scores

Ice Storm
7.6
Drought
7.2
Earthquake
7.0
Strong Wind
6.7
Extreme Heat
6.5
Tornado
6.1
Hurricane
5.7
Lightning
5.7
Landslide
5.7
Winter Weather
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.6
Hail
4.5
Avalanche
4.5
Wildfire
2.0
Riverine Flooding
1.0

How it compares

Clarksville
5.6
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clarksville, Ohio

Located in the interior eastern United States in Clinton County, Clarksville is a town of roughly 3,877 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Clarksville a community where hazard awareness has real practical value.

FEMA rates Clarksville's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for drought and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Clarksville's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by ice storm and drought, as measured by FEMA across Clinton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Clarksville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Clarksville: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Clarksville

These city-level factors differentiate Clarksville from other communities in Clinton County and provide geographic context for its hazard exposure.

Population

3,877

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

39.3999Β° N, 83.9856Β° W

Clinton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clarksville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clarksville

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.