Natural Disaster Risk in Cloverdale

Natural Hazard Profile: Cloverdale, Ohio

Cloverdale, in Putnam County, is a small community of about 2,186 situated in the Great Lakes region. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Cloverdale residents and property owners must navigate.

According to FEMA's National Risk Index, Cloverdale carries an overall risk score of 4.7/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to ice storm and hurricane.

Within Ohio, Cloverdale's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Putnam County identifies hail as the foremost hazard, followed by ice storm and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Cloverdale residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.