🌍 ClimateRiskCheck

Natural Disaster Risk in College Corner

Ohio

5.4out of 10
Moderate Risk

Risk Summary for College Corner

College Corner scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Earthquake

All 18 Hazard Scores

Strong Wind
8.2
Tornado
8.0
Earthquake
6.8
Ice Storm
6.8
Landslide
5.9
Hail
5.4
Tsunami
5.4
Cold Wave
5.4
Hurricane
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.5
Lightning
4.5
Avalanche
4.5
Extreme Heat
4.3
Drought
3.9
Wildfire
2.4
Riverine Flooding
1.0

How it compares

College Corner
5.4
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: College Corner, Ohio

College Corner, in Preble County, is a small community of about 839 situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that College Corner residents and property owners must navigate.

According to FEMA's National Risk Index, College Corner carries an overall risk score of 5.4/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to tornado and earthquake.

Within Ohio, College Corner's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Preble County identifies wind as the foremost hazard, followed by tornado and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, College Corner residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for College Corner: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for College Corner

These city-level factors differentiate College Corner from other communities in Preble County and provide geographic context for its hazard exposure.

Population

839

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.4/10

Coordinates

39.5843Β° N, 84.7794Β° W

Preble County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for College Corner

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in College Corner

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.