🌍 ClimateRiskCheck

Natural Disaster Risk in Decatur

Ohio

6.2out of 10
High Risk

Risk Summary for Decatur

Decatur scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Strong Wind Lightning

All 18 Hazard Scores

Landslide
8.8
Strong Wind
8.6
Lightning
7.9
Ice Storm
7.1
Earthquake
7.0
Extreme Heat
7.0
Wildfire
6.6
Tornado
6.3
Drought
5.9
Winter Weather
5.8
Tsunami
5.4
Cold Wave
5.4
Hurricane
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.7
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Decatur
6.2
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Decatur, Ohio

Decatur is a small unincorporated community in Brown County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Decatur.

According to FEMA's National Risk Index, Decatur carries an overall risk score of 6.2/10, placing it in the high category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to wind and lightning.

Decatur's risk score, slightly above the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Brown County, the highest-scoring are landslide, wind, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Decatur residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Decatur: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Decatur

These city-level factors differentiate Decatur from other communities in Brown County and provide geographic context for its hazard exposure.

Population

151

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

38.8082Β° N, 83.7073Β° W

Brown County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Decatur

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Decatur

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.