🌍 ClimateRiskCheck

Natural Disaster Risk in Deerfield

Ohio

6.1out of 10
High Risk

Risk Summary for Deerfield

Deerfield scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Winter Weather

All 18 Hazard Scores

Hail
9.0
Ice Storm
8.5
Winter Weather
8.2
Strong Wind
8.0
Tornado
7.4
Lightning
7.2
Hurricane
7.0
Extreme Heat
7.0
Earthquake
5.9
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Wildfire
4.7
Avalanche
4.5
Landslide
3.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Deerfield
6.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Deerfield, Ohio

Deerfield, in Portage County, is a small community of about 2,294 situated in the Great Lakes region. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Deerfield residents and property owners must navigate.

Deerfield's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include ice storm and winter.

Within Ohio, Deerfield's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Portage County identifies hail as the foremost hazard, followed by ice storm and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Deerfield residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Deerfield: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Deerfield

These city-level factors differentiate Deerfield from other communities in Portage County and provide geographic context for its hazard exposure.

Population

2,294

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.7/10

Coordinates

41.0326Β° N, 81.0509Β° W

Portage County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Deerfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Deerfield

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.