🌍 ClimateRiskCheck

Natural Disaster Risk in Delaware

Ohio

6.3out of 10
High Risk

Risk Summary for Delaware

Delaware scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Winter Weather

All 18 Hazard Scores

Hail
9.1
Winter Weather
8.9
Ice Storm
8.9
Tornado
8.4
Lightning
8.2
Strong Wind
8.1
Extreme Heat
8.0
Earthquake
7.0
Landslide
5.4
Tsunami
5.4
Hurricane
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.8
Avalanche
4.5
Wildfire
3.6
Drought
2.5
Riverine Flooding
1.0

How it compares

Delaware
6.3
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Delaware, Ohio

Located in the interior eastern United States in Delaware County, Delaware is a city of 61,401 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Delaware a community where hazard awareness has real practical value.

FEMA rates Delaware's composite natural disaster risk at 6.3 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for ice storm and winter risk in their preparedness planning.

Relative to other U.S. communities, Delaware's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by hail and ice storm, as measured by FEMA across Delaware County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Delaware's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Delaware: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Delaware

These city-level factors differentiate Delaware from other communities in Delaware County and provide geographic context for its hazard exposure.

Population

61,401

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

40.2981Β° N, 83.0605Β° W

Delaware County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Delaware

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Delaware

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.