🌍 ClimateRiskCheck

Natural Disaster Risk in Delphos

Ohio

5.9out of 10
Moderate Risk

Risk Summary for Delphos

Delphos scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Strong Wind Hail

All 18 Hazard Scores

Earthquake
8.5
Strong Wind
8.3
Hail
8.2
Ice Storm
8.2
Winter Weather
8.1
Tornado
7.8
Hurricane
6.4
Lightning
6.2
Extreme Heat
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.7
Avalanche
4.5
Landslide
3.8
Wildfire
2.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Delphos
5.9
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Delphos, Ohio

Delphos, in Allen County, is a city of approximately 10,919 residents situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Delphos residents and property owners must navigate.

Delphos's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The area's position within a seismically active region makes earthquake preparedness a top priority for residents and property owners alike. Secondary hazards include wind and hail.

Within Ohio, Delphos's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Allen County identifies earthquake as the foremost hazard, followed by wind and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Delphos residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Delphos: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Delphos

These city-level factors differentiate Delphos from other communities in Allen County and provide geographic context for its hazard exposure.

Population

10,919

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

40.8342Β° N, 84.3526Β° W

Allen County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Delphos

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Delphos

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.