🌍 ClimateRiskCheck

Natural Disaster Risk in Evansport

Ohio

4.9out of 10
Moderate Risk

Risk Summary for Evansport

Evansport scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Ice Storm

All 18 Hazard Scores

Hail
6.9
Tornado
6.8
Ice Storm
6.2
Earthquake
5.9
Strong Wind
5.9
Tsunami
5.4
Hurricane
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.8
Avalanche
4.5
Winter Weather
4.0
Lightning
4.0
Cold Wave
4.0
Drought
3.7
Extreme Heat
3.7
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Evansport
4.9
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Evansport, Ohio

Located in the Great Lakes region in Defiance County, Evansport is a small unincorporated community. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Evansport a community where hazard awareness has real practical value.

FEMA rates Evansport's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for tornado and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Evansport's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Defiance County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Evansport's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Evansport: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Evansport

These city-level factors differentiate Evansport from other communities in Defiance County and provide geographic context for its hazard exposure.

Population

257

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

41.4209Β° N, 84.4085Β° W

Defiance County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Evansport

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Evansport

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.