🌍 ClimateRiskCheck

Natural Disaster Risk in Gomer

Ohio

5.9out of 10
Moderate Risk

Risk Summary for Gomer

Gomer scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Strong Wind Hail

All 18 Hazard Scores

Earthquake
8.5
Strong Wind
8.3
Hail
8.2
Ice Storm
8.2
Winter Weather
8.1
Tornado
7.8
Hurricane
6.4
Lightning
6.2
Extreme Heat
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.7
Avalanche
4.5
Landslide
3.8
Wildfire
2.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Gomer
5.9
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gomer, Ohio

Located in the interior eastern United States in Allen County, Gomer is a small unincorporated community. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Gomer a community where hazard awareness has real practical value.

Gomer's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include wind and hail.

Relative to other U.S. communities, Gomer's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by earthquake and wind, as measured by FEMA across Allen County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Gomer's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Gomer: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Gomer

These city-level factors differentiate Gomer from other communities in Allen County and provide geographic context for its hazard exposure.

Population

45

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

40.8431Β° N, 84.1852Β° W

Allen County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gomer

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gomer

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.