🌍 ClimateRiskCheck

Natural Disaster Risk in Grafton

Ohio

7.1out of 10
High Risk

Risk Summary for Grafton

Grafton scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Strong Wind Hail

All 18 Hazard Scores

Strong Wind
9.4
Ice Storm
9.4
Tornado
9.2
Hail
9.2
Winter Weather
9.2
Coastal Flooding
9.1
Cold Wave
8.7
Lightning
8.0
Earthquake
7.8
Extreme Heat
6.9
Hurricane
6.7
Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Landslide
4.9
Avalanche
4.5
Drought
1.7
Riverine Flooding
1.0

How it compares

Grafton
7.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Grafton, Ohio

Grafton is a city of approximately 14,721 residents in Lorain County, in the Great Lakes region. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Grafton.

FEMA rates Grafton's composite natural disaster risk at 7.1 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for wind and hail risk in their preparedness planning.

Grafton's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lorain County, the highest-scoring are ice storm, wind, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Grafton's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Grafton: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Grafton

These city-level factors differentiate Grafton from other communities in Lorain County and provide geographic context for its hazard exposure.

Population

14,721

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

41.2678Β° N, 82.0419Β° W

Lorain County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Grafton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Grafton

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.