🌍 ClimateRiskCheck

Natural Disaster Risk in Graytown

Ohio

5.6out of 10
Moderate Risk

Risk Summary for Graytown

Graytown scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Strong Wind Ice Storm

All 18 Hazard Scores

Coastal Flooding
9.3
Strong Wind
8.1
Winter Weather
7.9
Ice Storm
7.9
Tornado
7.6
Hail
7.4
Hurricane
6.3
Earthquake
5.9
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Cold Wave
4.3
Extreme Heat
4.2
Lightning
3.9
Landslide
3.1
Wildfire
2.5
Drought
1.7
Riverine Flooding
1.0

How it compares

Graytown
5.6
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Graytown, Ohio

Graytown, in Ottawa County, is a small community of about 1,357 situated in the Great Lakes region. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Graytown residents and property owners must navigate.

Graytown's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include wind and ice storm.

Within Ohio, Graytown's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Ottawa County identifies coastal flood as the foremost hazard, followed by wind and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Graytown residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Graytown: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Graytown

These city-level factors differentiate Graytown from other communities in Ottawa County and provide geographic context for its hazard exposure.

Population

1,357

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

41.5611Β° N, 83.2493Β° W

Ottawa County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Graytown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Graytown

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.