🌍 ClimateRiskCheck

Natural Disaster Risk in Harveysburg

Ohio

6.7out of 10
High Risk

Risk Summary for Harveysburg

Harveysburg scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Lightning Tornado

All 18 Hazard Scores

Ice Storm
9.0
Tornado
8.5
Lightning
8.5
Cold Wave
8.4
Winter Weather
8.2
Earthquake
7.9
Strong Wind
7.9
Landslide
7.1
Extreme Heat
7.0
Hail
6.3
Drought
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.7
Wildfire
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Harveysburg
6.7
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harveysburg, Ohio

Harveysburg is a small community of about 683 in Warren County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Harveysburg.

FEMA rates Harveysburg's composite natural disaster risk at 6.7 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for lightning and tornado risk in their preparedness planning.

Harveysburg's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Warren County, the highest-scoring are ice storm, lightning, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Harveysburg residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Harveysburg: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Harveysburg

These city-level factors differentiate Harveysburg from other communities in Warren County and provide geographic context for its hazard exposure.

Population

683

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

39.5027Β° N, 84.0081Β° W

Warren County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harveysburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Harveysburg

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.