Natural Disaster Risk in Haviland

Natural Hazard Profile: Haviland, Ohio

Haviland is a small community of about 524 in Paulding County, in the Great Lakes region. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Haviland.

According to FEMA's National Risk Index, Haviland carries an overall risk score of 4.3/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to earthquake and tornado.

Haviland's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Paulding County, the highest-scoring are hail, earthquake, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Haviland residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.