🌍 ClimateRiskCheck

Natural Disaster Risk in Huron

Ohio

6.1out of 10
High Risk

Risk Summary for Huron

Huron scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Hail

All 18 Hazard Scores

Coastal Flooding
9.3
Winter Weather
8.5
Hail
8.4
Ice Storm
8.3
Tornado
8.1
Strong Wind
7.3
Earthquake
6.7
Hurricane
6.7
Cold Wave
5.6
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Extreme Heat
4.7
Landslide
4.7
Avalanche
4.5
Wildfire
3.3
Drought
1.7
Riverine Flooding
1.0

How it compares

Huron
6.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Huron, Ohio

Located in the Great Lakes region in Erie County, Huron is a city of approximately 12,447 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Huron a community where hazard awareness has real practical value.

Huron's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include winter and hail.

Relative to other U.S. communities, Huron's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Erie County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Huron residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Huron: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Huron

These city-level factors differentiate Huron from other communities in Erie County and provide geographic context for its hazard exposure.

Population

12,447

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

41.3725Β° N, 82.5566Β° W

Erie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Huron

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Huron

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.