🌍 ClimateRiskCheck

Natural Disaster Risk in Jefferson County

Ohio

5.7out of 10
Moderate Risk

Risk Summary for Jefferson County

Jefferson County scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Lightning

All 18 Hazard Scores

Landslide
8.4
Hail
7.8
Lightning
7.7
Hurricane
7.3
Strong Wind
7.1
Ice Storm
7.1
Extreme Heat
5.8
Tornado
5.6
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Winter Weather
4.8
Avalanche
4.5
Drought
4.0
Cold Wave
1.9
Riverine Flooding
1.0

How it compares

Jefferson County
5.7
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jefferson County, Ohio

Jefferson County is located in the United States in Ohio, home to roughly 65,187 residents. The county experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Jefferson County carries an overall risk score of 5.7/10, placing it in the moderate category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to hail and lightning.

Jefferson County's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jefferson County, the highest-scoring are landslide, hail, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Jefferson County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Jefferson County: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Cities in Jefferson County

ZIP codes in Jefferson County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.