🌍 ClimateRiskCheck

Natural Disaster Risk in Jeffersonville

Ohio

5.0out of 10
Moderate Risk

Risk Summary for Jeffersonville

Jeffersonville scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Earthquake

All 18 Hazard Scores

Ice Storm
7.2
Drought
7.0
Earthquake
6.3
Hail
5.6
Hurricane
5.5
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Tornado
5.0
Lightning
4.9
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.3
Strong Wind
4.2
Winter Weather
4.1
Cold Wave
3.2
Wildfire
1.7
Riverine Flooding
1.0

How it compares

Jeffersonville
5.0
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jeffersonville, Ohio

Jeffersonville, in Fayette County, is a small community of about 2,002 situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Jeffersonville residents and property owners must navigate.

According to FEMA's National Risk Index, Jeffersonville carries an overall risk score of 5.0/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to drought and earthquake.

Within Ohio, Jeffersonville's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Fayette County identifies ice storm as the foremost hazard, followed by drought and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Jeffersonville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Jeffersonville: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Jeffersonville

These city-level factors differentiate Jeffersonville from other communities in Fayette County and provide geographic context for its hazard exposure.

Population

2,002

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

39.6636Β° N, 83.5789Β° W

Fayette County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jeffersonville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jeffersonville

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.