🌍 ClimateRiskCheck

Natural Disaster Risk in Louisville

Ohio

7.3out of 10
High Risk

Risk Summary for Louisville

Louisville scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Lightning Ice Storm

All 18 Hazard Scores

Hail
9.8
Lightning
9.4
Ice Storm
9.2
Winter Weather
9.0
Tornado
8.9
Strong Wind
8.8
Extreme Heat
8.7
Cold Wave
8.6
Earthquake
8.1
Hurricane
7.2
Landslide
6.5
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.2
Riverine Flooding
1.0

How it compares

Louisville
7.3
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Louisville, Ohio

Louisville is a city of approximately 20,031 residents in Stark County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Louisville.

According to FEMA's National Risk Index, Louisville carries an overall risk score of 7.3/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to lightning and ice storm.

Louisville's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Stark County, the highest-scoring are hail, lightning, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Louisville residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Louisville: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Louisville

These city-level factors differentiate Louisville from other communities in Stark County and provide geographic context for its hazard exposure.

Population

20,031

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

40.8653Β° N, 81.2398Β° W

Stark County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Louisville

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Louisville

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.