🌍 ClimateRiskCheck

Natural Disaster Risk in Marion

Ohio

5.9out of 10
Moderate Risk

Risk Summary for Marion

Marion scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Strong Wind Hail

All 18 Hazard Scores

Cold Wave
8.7
Strong Wind
8.6
Hail
8.4
Winter Weather
7.9
Ice Storm
7.9
Earthquake
7.3
Tornado
6.8
Hurricane
6.3
Lightning
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.8
Avalanche
4.5
Landslide
4.0
Drought
1.7
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Marion
5.9
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Marion, Ohio

Marion is a city of 53,702 residents in Marion County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Marion.

FEMA rates Marion's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for wind and hail risk in their preparedness planning.

Marion's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Marion County, the highest-scoring are cold wave, wind, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Marion's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Marion: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Marion

These city-level factors differentiate Marion from other communities in Marion County and provide geographic context for its hazard exposure.

Population

53,702

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

40.5999Β° N, 83.1297Β° W

Marion County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Marion

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Marion

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.