🌍 ClimateRiskCheck

Natural Disaster Risk in McClure

Ohio

4.7out of 10
Moderate Risk

Risk Summary for McClure

McClure scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Earthquake

All 18 Hazard Scores

Hail
7.0
Ice Storm
6.6
Earthquake
5.9
Hurricane
5.8
Tornado
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.8
Winter Weather
4.5
Avalanche
4.5
Strong Wind
4.2
Landslide
4.0
Cold Wave
3.8
Extreme Heat
3.4
Lightning
3.4
Wildfire
1.5
Riverine Flooding
1.0

How it compares

McClure
4.7
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: McClure, Ohio

McClure, in Henry County, is a small community of about 1,422 situated in the Great Lakes region. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that McClure residents and property owners must navigate.

McClure's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include ice storm and earthquake.

Within Ohio, McClure's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Henry County identifies hail as the foremost hazard, followed by ice storm and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, McClure residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for McClure: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for McClure

These city-level factors differentiate McClure from other communities in Henry County and provide geographic context for its hazard exposure.

Population

1,422

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

41.3545Β° N, 83.9291Β° W

Henry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for McClure

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in McClure

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.