🌍 ClimateRiskCheck

Natural Disaster Risk in Murray City

Ohio

5.0out of 10
Moderate Risk

Risk Summary for Murray City

Murray City scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Lightning Ice Storm

All 18 Hazard Scores

Landslide
8.8
Lightning
7.5
Ice Storm
7.4
Extreme Heat
5.5
Hail
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.6
Avalanche
4.5
Hurricane
4.4
Earthquake
4.3
Tornado
4.2
Drought
4.1
Strong Wind
3.5
Cold Wave
2.5
Wildfire
2.4
Riverine Flooding
1.0

How it compares

Murray City
5.0
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Murray City, Ohio

Located in the interior eastern United States in Hocking County, Murray City is a small unincorporated community. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Murray City a community where hazard awareness has real practical value.

FEMA rates Murray City's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for lightning and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Murray City's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by landslide and lightning, as measured by FEMA across Hocking County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Murray City's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Murray City: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Murray City

These city-level factors differentiate Murray City from other communities in Hocking County and provide geographic context for its hazard exposure.

Population

295

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.4/10

Coordinates

39.5280Β° N, 82.1916Β° W

Hocking County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Murray City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Murray City

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.