🌍 ClimateRiskCheck

Natural Disaster Risk in Piqua

Ohio

6.0out of 10
High Risk

Risk Summary for Piqua

Piqua scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Ice Storm Strong Wind

All 18 Hazard Scores

Earthquake
8.3
Ice Storm
8.2
Strong Wind
7.9
Tornado
7.8
Lightning
7.6
Hail
7.2
Winter Weather
7.0
Cold Wave
6.2
Hurricane
5.6
Tsunami
5.4
Volcanic Activity
5.1
Landslide
5.0
Extreme Heat
4.9
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.1
Wildfire
3.1
Riverine Flooding
1.0

How it compares

Piqua
6.0
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Piqua, Ohio

Located in the interior eastern United States in Miami County, Piqua is a city of approximately 25,237 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Piqua a community where hazard awareness has real practical value.

Piqua's overall natural disaster risk is rated 6.0/10 (High) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include ice storm and wind.

Relative to other U.S. communities, Piqua's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by earthquake and ice storm, as measured by FEMA across Miami County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Piqua residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Piqua: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Piqua

These city-level factors differentiate Piqua from other communities in Miami County and provide geographic context for its hazard exposure.

Population

25,237

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

40.1625Β° N, 84.2310Β° W

Miami County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Piqua

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Piqua

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.