🌍 ClimateRiskCheck

Natural Disaster Risk in Ray

Ohio

4.3out of 10
Moderate Risk

Risk Summary for Ray

Ray scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Ice Storm Hurricane

All 18 Hazard Scores

Landslide
8.9
Ice Storm
6.0
Hurricane
5.6
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Coastal Flooding
4.9
Drought
4.8
Avalanche
4.5
Lightning
4.2
Earthquake
3.7
Hail
3.2
Tornado
3.1
Winter Weather
2.6
Strong Wind
2.3
Cold Wave
2.1
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Ray
4.3
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ray, Ohio

Ray, in Vinton County, is a small community of about 1,361 situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Ray residents and property owners must navigate.

According to FEMA's National Risk Index, Ray carries an overall risk score of 4.3/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to ice storm and hurricane.

Within Ohio, Ray's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Vinton County identifies landslide as the foremost hazard, followed by ice storm and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ray's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Ray: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Ray

These city-level factors differentiate Ray from other communities in Vinton County and provide geographic context for its hazard exposure.

Population

1,361

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

39.2055Β° N, 82.6758Β° W

Vinton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ray

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ray

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.