Natural Disaster Risk in Saint Marys
Ohio
Risk Summary for Saint Marys
Saint Marys scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.
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All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Saint Marys, Ohio
Located in the interior eastern United States in Auglaize County, Saint Marys is a city of approximately 12,753 residents. The humid continental climate that characterizes this part of Ohio β marked by cold winters with lake-effect snow in the north and warm, humid summers β directly influences the types and severity of natural hazards present, making Saint Marys a community where hazard awareness has real practical value.
FEMA rates Saint Marys's composite natural disaster risk at 5.1 out of 10 β moderate risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for hail and ice storm risk in their preparedness planning.
Relative to other U.S. communities, Saint Marys's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by earthquake and hail, as measured by FEMA across Auglaize County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Saint Marys's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.
What this means for Saint Marys: Earthquake preparedness
- Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
- Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
- Standard homeowners insurance excludes earthquake damage β a separate earthquake policy or endorsement is needed.
Local Factors for Saint Marys
These city-level factors differentiate Saint Marys from other communities in Auglaize County and provide geographic context for its hazard exposure.
Population
12,753
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 40.6Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.7/10
Coordinates
40.5718Β° N, 84.3871Β° W
Auglaize County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Saint Marys
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Saint Marys
Other cities in Ohio
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.