🌍 ClimateRiskCheck

Natural Disaster Risk in Saint Marys

Ohio

5.1out of 10
Moderate Risk

Risk Summary for Saint Marys

Saint Marys scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Hail Ice Storm

All 18 Hazard Scores

Earthquake
8.0
Hail
7.3
Ice Storm
6.6
Winter Weather
6.4
Tornado
6.3
Hurricane
6.0
Strong Wind
5.7
Tsunami
5.4
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.6
Avalanche
4.5
Extreme Heat
4.0
Landslide
4.0
Wildfire
1.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Saint Marys
5.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Saint Marys, Ohio

Located in the interior eastern United States in Auglaize County, Saint Marys is a city of approximately 12,753 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Saint Marys a community where hazard awareness has real practical value.

FEMA rates Saint Marys's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for hail and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Saint Marys's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by earthquake and hail, as measured by FEMA across Auglaize County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Saint Marys's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Saint Marys: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Saint Marys

These city-level factors differentiate Saint Marys from other communities in Auglaize County and provide geographic context for its hazard exposure.

Population

12,753

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

40.5718Β° N, 84.3871Β° W

Auglaize County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Saint Marys

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Saint Marys

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.