Natural Disaster Risk in Stafford
Ohio
Risk Summary for Stafford
Stafford scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Stafford, Ohio
Located in the interior eastern United States in Monroe County, Stafford is a small unincorporated community. The humid continental climate that characterizes this part of Ohio β marked by cold winters with lake-effect snow in the north and warm, humid summers β directly influences the types and severity of natural hazards present, making Stafford a community where hazard awareness has real practical value.
Stafford's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include lightning and hurricane.
Relative to other U.S. communities, Stafford's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.8/10 state average. The hazard distribution here is led by landslide and lightning, as measured by FEMA across Monroe County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Stafford residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.
What this means for Stafford: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage β ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for Stafford
These city-level factors differentiate Stafford from other communities in Monroe County and provide geographic context for its hazard exposure.
Population
66
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.8/10
Coordinates
39.7109Β° N, 81.2770Β° W
Monroe County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Stafford
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Stafford
Other cities in Ohio
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.