🌍 ClimateRiskCheck

Natural Disaster Risk in Stewart

Ohio

5.6out of 10
Moderate Risk

Risk Summary for Stewart

Stewart scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Ice Storm Extreme Heat

All 18 Hazard Scores

Landslide
8.8
Ice Storm
8.1
Extreme Heat
7.7
Lightning
7.3
Hurricane
6.9
Hail
6.5
Strong Wind
6.2
Earthquake
5.5
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.5
Avalanche
4.5
Winter Weather
4.0
Cold Wave
2.9
Wildfire
2.4
Riverine Flooding
1.0

How it compares

Stewart
5.6
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stewart, Ohio

Stewart, in Athens County, is a small community of about 1,144 situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Stewart residents and property owners must navigate.

Stewart's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include ice storm and heat.

Within Ohio, Stewart's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Athens County identifies landslide as the foremost hazard, followed by ice storm and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Stewart's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Stewart: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Stewart

These city-level factors differentiate Stewart from other communities in Athens County and provide geographic context for its hazard exposure.

Population

1,144

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.4/10

Coordinates

39.3467Β° N, 81.8956Β° W

Athens County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stewart

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Stewart

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.