🌍 ClimateRiskCheck

Natural Disaster Risk in Stony Ridge

Ohio

5.9out of 10
Moderate Risk

Risk Summary for Stony Ridge

Stony Ridge scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Ice Storm Tornado

All 18 Hazard Scores

Coastal Flooding
8.8
Ice Storm
8.6
Tornado
8.3
Hail
7.9
Winter Weather
7.6
Earthquake
7.4
Hurricane
6.3
Strong Wind
6.3
Cold Wave
5.8
Extreme Heat
5.4
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Avalanche
4.5
Landslide
3.9
Wildfire
2.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Stony Ridge
5.9
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stony Ridge, Ohio

Stony Ridge, in Wood County, is a small unincorporated community situated in the Great Lakes region. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Stony Ridge residents and property owners must navigate.

Stony Ridge's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include ice storm and tornado.

Within Ohio, Stony Ridge's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wood County identifies coastal flood as the foremost hazard, followed by ice storm and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Stony Ridge residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Stony Ridge: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Stony Ridge

These city-level factors differentiate Stony Ridge from other communities in Wood County and provide geographic context for its hazard exposure.

Population

366

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.4/10

Coordinates

41.5114Β° N, 83.5051Β° W

Wood County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stony Ridge

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stony Ridge

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.