🌍 ClimateRiskCheck

Natural Disaster Risk in Sunbury

Ohio

6.3out of 10
High Risk

Risk Summary for Sunbury

Sunbury scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Winter Weather

All 18 Hazard Scores

Hail
9.1
Winter Weather
8.9
Ice Storm
8.9
Tornado
8.4
Lightning
8.2
Strong Wind
8.1
Extreme Heat
8.0
Earthquake
7.0
Landslide
5.4
Tsunami
5.4
Hurricane
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.8
Avalanche
4.5
Wildfire
3.6
Drought
2.5
Riverine Flooding
1.0

How it compares

Sunbury
6.3
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sunbury, Ohio

Sunbury is a city of approximately 16,873 residents in Delaware County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Sunbury.

According to FEMA's National Risk Index, Sunbury carries an overall risk score of 6.3/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to ice storm and winter.

Sunbury's risk score, slightly above the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Delaware County, the highest-scoring are hail, ice storm, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Sunbury residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Sunbury: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Sunbury

These city-level factors differentiate Sunbury from other communities in Delaware County and provide geographic context for its hazard exposure.

Population

16,873

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

40.2801Β° N, 82.8490Β° W

Delaware County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sunbury

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sunbury

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.