🌍 ClimateRiskCheck

Natural Disaster Risk in Thurman

Ohio

5.1out of 10
Moderate Risk

Risk Summary for Thurman

Thurman scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Extreme Heat Ice Storm

All 18 Hazard Scores

Landslide
8.8
Extreme Heat
7.6
Ice Storm
7.3
Hurricane
6.6
Lightning
5.9
Tsunami
5.4
Earthquake
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.2
Hail
4.0
Strong Wind
3.9
Drought
3.8
Winter Weather
3.7
Wildfire
3.0
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Thurman
5.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Thurman, Ohio

Thurman, in Jackson County, is a small community of about 1,050 situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Thurman residents and property owners must navigate.

According to FEMA's National Risk Index, Thurman carries an overall risk score of 5.1/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to heat and ice storm.

Within Ohio, Thurman's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jackson County identifies landslide as the foremost hazard, followed by heat and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Thurman residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Thurman: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Thurman

These city-level factors differentiate Thurman from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

1,050

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

38.9333Β° N, 82.4527Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Thurman

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Thurman

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.