🌍 ClimateRiskCheck

Natural Disaster Risk in Tiro

Ohio

5.1out of 10
Moderate Risk

Risk Summary for Tiro

Tiro scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Winter Weather

All 18 Hazard Scores

Ice Storm
8.3
Hail
7.1
Winter Weather
6.6
Cold Wave
6.0
Earthquake
5.8
Hurricane
5.7
Strong Wind
5.6
Lightning
5.6
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.8
Extreme Heat
3.6
Drought
1.7
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Tiro
5.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tiro, Ohio

Tiro is a small community of about 1,270 in Crawford County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Tiro.

According to FEMA's National Risk Index, Tiro carries an overall risk score of 5.1/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to hail and winter.

Tiro's risk score, slightly below the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Crawford County, the highest-scoring are ice storm, hail, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Tiro's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Tiro: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Tiro

These city-level factors differentiate Tiro from other communities in Crawford County and provide geographic context for its hazard exposure.

Population

1,270

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

40.9205Β° N, 82.7880Β° W

Crawford County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tiro

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tiro

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.