🌍 ClimateRiskCheck

Natural Disaster Risk in Utica

Ohio

6.9out of 10
High Risk

Risk Summary for Utica

Utica scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Landslide Winter Weather

All 18 Hazard Scores

Hail
9.7
Landslide
9.3
Winter Weather
8.9
Strong Wind
8.8
Ice Storm
8.8
Lightning
8.6
Extreme Heat
8.2
Earthquake
7.0
Drought
7.0
Tornado
6.6
Hurricane
5.7
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.5
Riverine Flooding
1.0

How it compares

Utica
6.9
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Utica, Ohio

Utica is a town of roughly 5,321 residents in Licking County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Utica.

FEMA rates Utica's composite natural disaster risk at 6.9 out of 10 β€” high risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for landslide and winter risk in their preparedness planning.

Utica's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Licking County, the highest-scoring are hail, landslide, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Utica residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Utica: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Utica

These city-level factors differentiate Utica from other communities in Licking County and provide geographic context for its hazard exposure.

Population

5,321

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

40.2428Β° N, 82.4313Β° W

Licking County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Utica

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Utica

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.