🌍 ClimateRiskCheck

Natural Disaster Risk in Vermilion

Ohio

6.1out of 10
High Risk

Risk Summary for Vermilion

Vermilion scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Hail

All 18 Hazard Scores

Coastal Flooding
9.3
Winter Weather
8.5
Hail
8.4
Ice Storm
8.3
Tornado
8.1
Strong Wind
7.3
Earthquake
6.7
Hurricane
6.7
Cold Wave
5.6
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Extreme Heat
4.7
Landslide
4.7
Avalanche
4.5
Wildfire
3.3
Drought
1.7
Riverine Flooding
1.0

How it compares

Vermilion
6.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Vermilion, Ohio

Located in the Great Lakes region in Erie County, Vermilion is a city of approximately 15,654 residents. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Vermilion a community where hazard awareness has real practical value.

Vermilion's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include winter and hail.

Relative to other U.S. communities, Vermilion's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Erie County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Vermilion's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Vermilion: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Vermilion

These city-level factors differentiate Vermilion from other communities in Erie County and provide geographic context for its hazard exposure.

Population

15,654

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

41.3889Β° N, 82.3655Β° W

Erie County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Vermilion

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Vermilion

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.